Last updated: April 2026. Please read these carefully before using 247 Loans.
By using the 247 Loans application form or any part of this website, you agree to the terms and conditions set out below. Please take a moment to read all the information.
By submitting an application, you declare that:
247 Loans is neither an agent nor a representative of any financial service provider. We do not offer any loan products ourselves, nor do we endorse any specific product, service or lender. Using the data you provide in your application, we match you with lenders from our panel, free of charge. We aim to find you a suitable loan deal for the amount requested and on terms that best fit your profile, but we cannot guarantee approval or any particular outcome.
By completing our application, you give us permission to share your personal data with one or more of our lending partners where we consider it necessary to do so.
247 Loans is free for consumers. You will never be billed by us for any service. One or more of our lending partners may charge fees related to the credit products they offer you directly; those agreements are between you and the lender, not with 247 Loans.
Submitting an application through 247 Loans means you are making a direct enquiry about a loan product to 247 Loans and to our panel of lenders. You further agree to share your information with 247 Loans and/or one or more of our panel of lenders.
Upon submitting your application, you agree to allow 247 Loans and our panel of lenders to contact you by any reasonable means, including (without limitation) email, direct mail, telephone, WhatsApp and similar applications, and SMS/text message — in order to assist you with your loan application or offer you a related service that may be of interest.
You can opt out of this communication at any time by clicking the unsubscribe link at the bottom of any marketing email, or by emailing us at info@247loans.co.za.
A credit check may be conducted using your South African identity number as part of the application process. This is a necessary step for lenders to ascertain your affordability and suitability for any product. By completing the application on 247 Loans, you expressly consent to this. Please note that completing an application does not guarantee a successful loan outcome.
Before agreeing to any loan, ensure that you only borrow an amount you can afford to pay back. Make sure you fully understand all the terms of the loan agreement before signing. Short-term credit is not designed to meet or maintain long-term financial needs.
As a marketing and lead-generation service, 247 Loans connects consumers with our panel of providers. For this service, we are paid a commission or fee upon the conclusion of an agreement between the consumer and the provider.
Should you wish to contact us or lodge a complaint, please email info@247loans.co.za and we’ll aim to resolve all queries within one business day. Complaints against a specific lender should, in addition, be directed to the National Credit Regulator (NCR).
We may update these terms from time to time to reflect changes in our service, legal requirements, or best practice. The “last updated” date at the top of this page reflects the most recent revision. Continued use of the site after changes are posted constitutes acceptance of the updated terms.
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