Secure · Free · 5 minutes

Your free loan application

Complete the form below to get matched with South Africa’s top accredited lenders. No paperwork, no credit check to apply, and 100% free.

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Quick form — about 5 minutes
Please enter your first name.
Please enter your last name.
13 digits — used to verify your identity.
Please enter a valid 13-digit SA ID number.
Please enter your date of birth.
Please enter a valid email address.
Please enter a valid SA mobile number.
Please select your city.
Please select your employment status.

Verify your mobile number

We’ve sent a one-time PIN via SMS to
your number

Resend available in 45s

Please select a loan amount.
Please answer this question.
Please select your bank.
Please answer this question.
Free Extras (Optional)

Would you like a free quote on any of these? Completely optional — will never affect your loan application.

Funeral cover quote from Old Mutual
A free, no-obligation quote for affordable funeral cover.
Medical cover quote from Get Savvi Health
Entry-level medical insurance options for South Africans.
Cell C contract check
See if you qualify for a cellphone contract. Your ID will be passed securely to Cell C for a credit check.
Free credit assessment call
An obligation-free call with a credit consultant to review your options.
You must accept the terms to submit your application.
NCR Accredited Lenders
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50,000+ South Africans helped
Open 24 hours, 7 days
NCA Compliant

100% free application

You’ll never pay 247 Loans a cent. We’re paid by the lenders when they match with an applicant.

Bank-level encryption

Your data is protected with 256-bit SSL encryption and handled in full POPIA compliance.

No impact on your score

Submitting this application does not affect your credit score. Only the lender you accept may run a full credit check.