Based in Bellville, Cape Town

We’re 247 Loans — your anytime, anything helping-hand

Since day one, our mission has been simple: help South Africans find the best possible cash loan deal, totally free of charge.

NCR Registered
256-bit SSL Secured
50,000+ South Africans helped
Open 24 hours, 7 days
NCA Compliant

The “what’s the catch?” question

Usually when you hear something is free, the first thing that crosses your mind is “what’s the catch?” After all, there’s no such thing as a free lunch. Right?

Wrong. 247 Loans is a completely free-to-use loan finder service. We do not charge consumers a single cent to access the best loan deals on the market. Our service is paid for by the lenders in our network, who pay a small fee for each successful match — effectively a marketing cost for them.

What we do

247 Loans is a lead-generation and matching service. We connect South Africans with NCR-accredited lenders who compete for your application. Once you submit our free form, your details are securely shared with the lenders in our network whose products best fit your profile. They’ll reach out with offers, and you choose the one that works for you.

We work with some of South Africa’s most well-known lenders, including African Bank, Capitec, Nedbank, Standard Bank, RCS, Bayport, Wonga and many more. If you’re a South African citizen, 18 years or older, with an active bank account — there’s a good chance we can find you a loan deal.

Why we exist

South Africans shopping for a loan shouldn’t have to visit five bank branches, fill in five forms, and wait days for each response. The whole process should be online, instant, and free. That’s what we built.

We’re open 24 hours a day, 7 days a week, helping you get cash when you need it — for anything you might need it for.

Matched with trusted lenders including African Bank Capitec Nedbank Standard Bank RCS Bayport Wonga + many more
What we stand for

Four things we won’t budge on

The principles that shape how we work with every applicant.

Always open, always online

24/7 access means you can apply whenever it suits you — not when a branch happens to be open. The whole process is online, from any device.

Free. Really free.

No hidden fees, no subscriptions, no catches. If we ever charge you anything directly, we’re doing it wrong. Our lenders pay us — not you.

Your data, protected

256-bit SSL encryption. Full POPIA and NCA compliance. We never sell your data, and only share it with lenders you’ve consented to be matched with.

Real people, real support

We’re based in Cape Town, and real humans answer every email and WhatsApp message. No offshore call centres, no scripted responses.

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Simple requirements to qualify
Unsecured No collateral Any purpose Any SA bank
Qualification

Do you qualify?

Getting a cash loan with us is designed to be as straightforward as possible. Here’s everything you need.

  • Be 18 years or olderYou must be of legal age to enter into a credit agreement in South Africa.
  • Have a valid South African IDA green barcoded ID book or smart ID card is required to verify your identity.
  • Hold a South African bank accountFunds are deposited directly into your account. Any major SA bank is accepted.
Check if I qualify — it’s free

Need cash today?

Start your free application in under 5 minutes — no documents needed, no credit check to apply.

Start my application →